Mastercard 4Q Profit Rises as Consumers Continue to Spend


In the last quarter of 2023, Mastercard (NYSE:MA) reported increased earnings and revenue, driven by high consumer spending during the holiday season.

The credit card giant announced a profit of $2.79 billion, or $2.97 per share, up from $2.53 billion, or $2.62 per share, in the corresponding quarter of the previous year.

After adjustments for one-time items, earnings per share reached $3.18, exceeding the expectations of FactSet analysts who had predicted $3.08 per share.

Quarterly revenue rose to $6.55 billion from $5.82 billion in the same period last year, surpassing analyst estimates of $6.48 billion, according to FactSet data.

There was a 10% increase in total transaction volume, reaching $2.4 trillion, and purchase volume saw an 11% increase.

Michael Miebach, CEO of Mastercard, attributed the positive performance to high consumer spending and a significant 24% increase in international transaction volume.

The company’s total operating costs rose by 21% during the period.


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