Bank7 Corp. (NASDAQ:BSVN), the parent of Oklahoma City-based Bank7, saw its stock rise 2.4% in premarket trading on Wednesday after reporting third-quarter results that topped analyst expectations.
The bank posted adjusted earnings of $1.13 per share for the quarter ended September 30, 2025, beating the consensus forecast of $1.06. Revenue reached $25.24 million, surpassing estimates of $24.03 million. Net income came in at $10.84 million, a slight dip from $11.78 million in the same period a year ago.
Total interest income rose 6.09% sequentially to $33.7 million, while total assets grew 3% from the second quarter to $1.9 billion. The net interest margin remained strong at 5.07%, up modestly from 5.02% in the prior year.
“We are delighted to announce another solid quarter, evidenced by strong PPE from our properly matched balance sheet and a resilient core net interest margin,” said Thomas L. Travis, President and CEO. “Our robust capital ratios, exceptional liquidity, and location in dynamic geographical markets positions us for sustained growth in 2025.”
The bank’s capital ratios remain well above regulatory thresholds to be classified as “well-capitalized.” As of September 30, its Tier 1 leverage ratio was 12.71% and its total risk-based capital ratio stood at 15.44%.
Total loans increased 2.46% quarter-over-quarter to $1.5 billion, while the bank booked a $700,000 provision for credit losses, compared with no provision in the second quarter of 2025.