Shares of Huntington Bancshares Incorporated (NASDAQ:HBAN) climbed 2.34% in premarket trading Friday after the regional bank posted stronger-than-expected third-quarter 2025 earnings, fueled by solid growth in both fee income and net interest income.
The Columbus, Ohio-based bank reported earnings per share of $0.41, beating analyst estimates of $0.37 by $0.04. Net interest income rose by $39 million, or 3%, compared with the previous quarter and increased by $155 million, or 11%, from the same period last year.
Noninterest income jumped 33% quarter over quarter to $628 million, a 20% increase year over year. Even after excluding special items — including gains from business sales and credit risk transfer transactions — noninterest income grew 13% sequentially and 14% annually.
Average total loans and leases rose by $2.8 billion, or 2%, to $135.9 billion, marking a 9% year-over-year increase. Commercial loans climbed 3% from the previous quarter and 12% YoY, while consumer loans were up 1% sequentially and 5% annually.
Credit quality remained healthy, with net charge-offs at 0.22% of average total loans, just two basis points higher than the previous quarter. The nonperforming asset ratio improved to 0.60%, down three basis points quarter over quarter.
The bank’s tangible book value per share increased to $9.54, reflecting a 4% rise from the prior quarter and a 10% gain year over year. Huntington is set to complete its planned combination with Veritex Holdings on October 20, 2025.
Huntington Bancshares stock price
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