Fiserv, Inc. (NASDAQ:FISV) posted fourth-quarter adjusted earnings on Tuesday that came in ahead of Wall Street expectations, even as revenue fell just short of forecasts.
The payments and financial technology group’s shares were little changed in pre-market trading, slipping 0.23% following the results.
Adjusted earnings per share for the quarter totaled $1.99, above the analyst consensus of $1.92. Revenue was steady year over year at $4.9 billion, marginally below expectations of $4.91 billion. On an organic basis, revenue was flat, with 1% growth in the Merchant Solutions unit offset by a 2% decline in the Financial Solutions segment.
For full-year 2025, Fiserv reported organic revenue growth of 4%, while adjusted earnings per share declined 2% from 2024 to $8.64. The company’s adjusted operating margin in the fourth quarter fell to 34.9%, down from 42.9% in the same period a year earlier.
“During the fourth quarter, which marked the first full quarter executing the One Fiserv plan, the team took decisive steps and achieved several meaningful milestones and client wins, while also delivering performance in line with our expectations,” said Mike Lyons, Chief Executive Officer of Fiserv.
Looking ahead, the company guided for fiscal 2026 organic revenue growth of 1% to 3% and adjusted earnings per share of $8.00 to $8.30, broadly in line with the analyst consensus of $8.19.
“Our fourth quarter results and 2026 guidance are in line with what we outlined in October. Our focus on disciplined investment and efficiency supports our outlook for improving financial performance as we progress through 2026,” said CFO Paul Todd.
Fiserv also completed its acquisition of StoneCastle Cash Management in December 2025, a move aimed at giving its network of depository institutions access to more stable and cost-efficient deposit funding. The company plans to host its Investor Day in New York City on May 14, 2026.