Shares of TransUnion (NYSE:TRU) climbed 4% after the credit reporting giant posted better-than-expected second-quarter results, fueled by a strong showing in its U.S. Financial Services division and an upgraded full-year outlook.
The company reported adjusted earnings of $1.08 per share, beating the average analyst estimate of $0.99. Revenue came in at $1.14 billion, topping expectations of $1.1 billion and marking a 10% year-over-year increase on a reported basis—or 9% in organic constant currency terms.
The U.S. Markets division, which constitutes the bulk of TransUnion’s business, rose 10% overall, with Financial Services revenue climbing a standout 17%. International operations also showed solid growth, expanding 6% organically. Among overseas markets, India posted an 8% uptick, while Canada and Africa both recorded double-digit gains.
“TransUnion delivered strong results that again exceeded financial guidance,” said Chris Cartwright, President and CEO. “After the last several years of investment, we are now focused on execution and value creation.”
The company’s financial position also improved. It ended the quarter with a leverage ratio of 2.8x and had repurchased $47 million in shares through mid-July.
Looking ahead, TransUnion issued third-quarter guidance calling for revenue between $1.12 billion and $1.14 billion and adjusted EPS in the $0.99 to $1.04 range. Management also lifted full-year 2025 expectations, now forecasting 6–7% growth in both reported and organic constant currency revenue.
Net income attributable to the company totaled $110 million for the quarter, up from $85 million in Q2 2024. Diluted earnings per share rose to $0.56, compared with $0.44 a year ago.
This content is for informational purposes only and does not constitute financial, investment, or other professional advice. It should not be considered a recommendation to buy or sell any securities or financial instruments. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. You should conduct your own research and consult with a qualified financial advisor before making any investment decisions.